Monay CaaS

Enterprise Coin-as-a-Service Platform

Deploy and operate compliant stablecoins with dual-rail blockchain architecture. Base EVM L2 for enterprise, Solana for consumer—unified by our Business Rule Framework.

Dual-Rail Blockchain Architecture

Enterprise Rail (Base EVM L2)

Deploy ERC-3643 compliant tokens with built-in compliance, KYB verification, and institutional-grade features.

  • • ERC-3643 token standard
  • • On-chain identity management
  • • Multi-signature controls
  • • Compliance rule engine
  • • <5 second settlements

Consumer Rail (Solana)

Lightning-fast consumer payments with Token-2022 extensions for compliance and programmability.

  • • Token-2022 extensions
  • • <1 second transactions
  • • 10,000+ TPS capability
  • • Transfer hooks
  • • Confidential transfers

Cross-Rail Treasury Operations

Seamless value movement between enterprise and consumer rails with atomic swaps, real-time reconciliation, and unified treasury management. Complete cross-rail transfers in under 60 seconds.

Business Rule Framework (BRF)

Compliance Engine

Real-time KYB/KYC verification, transaction monitoring, and regulatory reporting across both rails.

Supply Controls

Programmatic mint/burn policies, supply caps, and multi-signature treasury operations.

Transaction Rules

Velocity limits, geographic restrictions, allowlist/blocklist management, and custom policies.

Industry Applications

Corporate Treasury

Issue corporate stablecoins for internal settlements, vendor payments, and cross-border transactions.

Banking & Deposits

Tokenized deposits with instant settlement, programmable interest, and regulatory compliance.

Remittance

Cross-border value transfer with instant settlement, low fees, and built-in compliance.

Payroll & Benefits

Instant payroll distribution with programmable vesting, tax withholding, and benefits allocation.

Supply Chain

Invoice-backed transactions with automatic reconciliation and vendor financing options.

Loyalty Programs

Tokenized rewards with instant redemption, cross-merchant portability, and real value backing.

Technical Specifications

Performance

  • ✓ 1,000 TPS (Enterprise)
  • ✓ 10,000 TPS (Consumer)
  • ✓ <5s enterprise settlement
  • ✓ <1s consumer payment
  • ✓ <60s cross-rail swap
  • ✓ 99.95% uptime SLA

Security

  • ✓ HSM key management
  • ✓ Multi-sig treasury
  • ✓ AES-256 encryption
  • ✓ Zero-knowledge proofs
  • ✓ Formal verification
  • ✓ Security audited

Compliance

  • ✓ ERC-3643 compliant
  • ✓ FinCEN registered
  • ✓ SOC2 Type II
  • ✓ GDPR compliant
  • ✓ Immutable audit trail
  • ✓ Real-time reporting

Integration Options

APIs & SDKs

  • • REST API & GraphQL
  • • WebSocket real-time updates
  • • SDKs: Node.js, Python, Go, Java
  • • Smart contract libraries

Enterprise Integrations

  • • ERP: SAP, Oracle, NetSuite
  • • Banking: FIS, Fiserv, Jack Henry
  • • Compliance: Chainalysis, Elliptic
  • • Treasury: Kyriba, GTreasury

Enterprise-Friendly Pricing

Transparent pricing that scales with your transaction volume

Starter
$2,499
per month
  • ✓ Up to 50K transactions
  • ✓ Both rails included
  • ✓ Basic compliance
  • ✓ Email support
Scale
$9,999
per month
  • ✓ Up to 500K transactions
  • ✓ Advanced BRF rules
  • ✓ Priority support
  • ✓ Custom integrations
  • ✓ 99.95% SLA
Enterprise
Custom
volume-based
  • ✓ Unlimited transactions
  • ✓ Dedicated infrastructure
  • ✓ 24/7 phone support
  • ✓ Custom deployment

🎉 Pilot Program Special

Get 75% off your first year + dedicated implementation support

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