Money,
simplified.
Send, receive, and manage money from your phone. Whether you are paying friends, running a business, or managing a team.
4.9
Trusted by thousands of
users and businesses
Good morning
Sarah
Available balance
$4,892.50
Recent
Marcus Chen
Today, 2:30 PM
+$150.00
Coffee Shop
Yesterday
-$4.50
Invoice #1042
Mar 8
+$2,400.00
Choose your path
Monay works for everyone. Pick what fits you best.
Personal
Send money to friends and family. Split bills. Manage everyday spending with ease.
- Send and receive instantly
- Request and split payments
- Biometric security
Business
Get paid faster with invoices. Accept payments from anywhere. Perfect for SMBs.
- Send invoices and get paid
- Cross-border payments
- Faster settlement
Enterprise Wallets
Advanced controls, governance, and treasury for organizations with complex needs.
- Multi-user access controls
- Approval workflows
- Treasury management
Up and running in minutes
No complicated setup. No waiting. Just get started.
Create your account
Sign up with your phone number. We'll send you a link to download the app.
Verify your identity
Quick identity check to keep your account secure and prevent fraud.
Start using Monay
Send money, receive payments, manage your finances. All from one app.
Get paid faster. Chase payments less.
Create invoices in seconds. Accept payments from anywhere. Whether you are a freelancer, a growing startup, or an established business.
- Professional invoices in one tap
- Customers pay without an account
- Cross-border made simple
Invoice
#1042
$2,400.00
Design services - March 2026
Built on trust
Your money and data are protected by industry-leading security.
Verified Identity
Every user is verified to keep the platform safe
Biometric Security
Face ID, Touch ID, and PIN protection
Encrypted Data
Bank-level encryption for all transactions
Compliant
AML/KYC compliant with regulatory oversight
Powered by trusted partners
Monay is not a bank. Banking services are provided by our partner financial institutions. Monay accounts are not FDIC insured.
Coming soon
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