Monay's enterprise wallet lives where that obligation already lives: inside your ERP. Invoice, obligation, claim, settlement, and reconciliation, carried end to end on the rails you already run.
Acme Corporation
Enterprise Account · ERP-connected
Invoice #4471 · synced from NetSuite
The wallet is an extension of your ledger, not a separate silo. Every step happens against the same obligation.
An invoice, bill, or claim is raised in your ERP and synced to Monay. That record, not a payment message, is what everything else attaches to.
KYB, sanctions, and AML screening run against the party on the obligation before any money is allowed to move.
Thresholds, multi-approver sign-off, and department budgets are enforced in the wallet, with a full audit trail.
ACH, wire, RTP, FedNow, cards, stablecoins, or tokenized deposits. Monay does not need to issue the money to orchestrate the transaction.
The payment carries the obligation's hash, so it settles only when paid equals due. Duplicates and overpayments are rejected.
Because the payment and the obligation were bound at birth, there is nothing to match afterwards. Your ERP is updated, not reconciled.
Monay is not starting from zero. It runs on enterprise relationships and payment rails built over more than a decade at Tilli.
Tilli's billing and payment rails serve 20M+ consumers for US enterprise billers, at 1,000+ transactions per second in production. Monay launches on those rails and those relationships.
We reach the merchant side of the equation the way Tilli did: through the payment and processing platforms enterprises already depend on, not a rip-and-replace.
QuickBooks, SAP, Oracle, and NetSuite sync out of the box. The wallet reads the obligation where it is created and writes settlement back where finance already works.
Tilli Software is an independent company that shares founding leadership with Monay and operates under commercial agreements.
Governance for finance teams that manage significant payment volumes against real obligations.
Add team members with role-based permissions. Admins, approvers, viewers - control who can do what.
Set thresholds for approval requirements. Large payments can require multiple approvers before processing.
Manage cash positions, allocate funds across accounts, and optimize your treasury operations.
Complete audit trails for every transaction. Export reports for compliance, accounting, and analysis.
Enterprise-grade security with SSO integration, IP allowlisting, and advanced authentication options.
Priority support with dedicated account management. We help you get the most out of Monay.
Tell us which systems you run and we will show you an obligation settling end to end.