Government Programs

Modernize benefit distribution with blockchain-powered payment infrastructure. Secure, transparent, and efficient disbursement for federal, state, and local programs.

Built for Government Requirements

FedRAMP & StateRAMP Ready

Designed to meet federal and state security requirements. SOC 2 Type II certified with continuous monitoring.

Instant Benefit Distribution

Deploy funds in seconds, not days. Real-time payments with complete audit trails and recipient verification.

Advanced Fraud Prevention

AI-powered fraud detection, duplicate payment prevention, and identity verification at every step.

Program Applications

SNAP & WIC Benefits

  • Merchant category restrictions
  • Real-time balance tracking
  • Eligible item filtering
  • Monthly auto-reload

Unemployment Insurance

  • Weekly benefit disbursement
  • Work search verification
  • Overpayment recovery
  • Multi-state coordination

Housing Assistance

  • Direct landlord payments
  • Utility payment integration
  • Income verification
  • Recertification management

Disaster Relief

  • Rapid deployment
  • Geo-fenced eligibility
  • Multi-agency coordination
  • Emergency fund access

State & Local Programs

  • State tax rebates & refunds
  • Municipal utility assistance
  • Transit & transportation subsidies
  • Education & childcare vouchers

Veterans Benefits

  • VA disability compensation
  • GI Bill education payments
  • Veterans pension distribution
  • Healthcare reimbursements
ONE BIG BEAUTIFUL BILL ACT (OBBBA)

Latest 2025 Federal Programs

New programs signed into law requiring secure digital disbursement infrastructure

Trump Accounts (Newborn Seed Accounts)

Signed: July 4, 2025 | Babies 2025-2028
  • $1,000 government-funded seed investment per newborn
  • Annual contribution caps for family additions
  • Controlled disbursements at 18/30 milestones

Monay CaaS/WaaS Solution:

Parent/guardian KYC onboarding • Child wallet creation with time-lock controls • Cohort-based ledger segregation

Monay ID Integration:

Parent-guardian custodial linking • Multi-sig recovery for lost access • Biometric MFA at withdrawal milestones

National K-12 School-Choice Tax-Credit (ECCA)

Launch: 2027 | First Federal Scholarship Program
  • Dollar-for-dollar tax credits to SGOs
  • State opt-in with federal matching
  • Student transfer protection & refunds

Monay CaaS/WaaS Solution:

SGO/school/family wallets • MCC-restricted spending (tuition/books) • Automated reconciliation & refunds

Monay ID Integration:

Student/guardian verification • Residency/age proofs • Delegated access controls • Anti-fraud biometrics

Workforce & Apprenticeship Modernization

EO 14278: April 23, 2025
  • Scaled registered apprenticeships
  • Modernized funding delivery
  • Equipment & transit stipends

Monay CaaS/WaaS Solution:

Trainee stipend wallets • Attendance-gated payments • JIT card spend • Automated clawbacks

Monay ID Integration:

Worksite check-in via biometrics/geofencing • Anti-fraud for duplicate enrollments

SSA Service & Tech Modernization

Announced: August 14, 2025
  • 24/7 online access upgrade
  • Reduced improper payments
  • No tax on Social Security benefits

Monay ID Solution:

WebAuthn + biometrics • Custodian-assisted recovery for seniors • Risk-scored authentication

Monay CaaS/WaaS (State Partners):

Supplement benefit wallets • Energy/transit credits • Complete audit trails

2025 Federal Initiatives

Executive orders aligning with blockchain-based benefit distribution

Education Freedom Accounts

Executive Order: January 29, 2025
  • $10,000/year education savings accounts
  • Private & religious school vouchers
  • Title I funding redirection
  • Military family education vouchers
  • Bureau of Indian Education choice

Perfect for Monay: Digital wallets for education funds with merchant category restrictions ensuring compliant spending.

Digital Financial Leadership

Executive Order: January 23, 2025
  • USD-backed stablecoin promotion
  • Banking access for crypto companies
  • Strategic Bitcoin Reserve
  • GENIUS Act stablecoin framework
  • No CBDC policy

Monay Alignment: ERC-3643 compliant stablecoins perfect for government-approved digital dollar programs.

Compliance & Security

Data Governance

FISMA compliant data handling with encryption at rest and in transit

Audit Trail

Immutable blockchain records for every transaction and decision

Identity Management

Login.gov and ID.me integration for secure authentication

Section 508

WCAG 2.1 AA compliant for full accessibility

Specialized Government Solutions

Education Savings Account

Modern ESA platform for education freedom programs

Learn More →

Disaster Relief

Rapid emergency aid distribution and recovery programs

Learn More →

SNAP Modernization

Modern SNAP benefits distribution platform

Learn More →

RFP Solutions

Comprehensive government procurement responses

View Solutions →

Ready to Modernize Your Program?

Join federal, state, and local agencies already transforming benefit delivery with Monay.